All international students and research scholars are required to carry adequate major medical insurance (accident, illness, hospitalization), medical evacuation, and repatriation insurance for the duration of their enrollment (and occupancy of Hartford Seminary apartments, when applicable) at Hartford Seminary.
In the United States, there will often be charges associated with medical care above the monthly cost of insurance. The insurance, however, is meant to help the medical fees to be manageable. In case of a serious accident or illness, insurance will be necessary to cover costs.
In order to comply with this policy, students are required to provide documentation verifying their enrollment in a medical insurance plan with the coverage as listed above. Please submit a copy of your enrollment receipt to the Dean’s Office. You must enroll in an insurance plan within the first two weeks of arriving in the United States.
You should get a minimum of $50,000 in coverage; you may choose to get more coverage based on your needs, and we strongly recommend that you get coverage for sickness. Please keep in mind that you will need coverage during school breaks if you remain in campus housing and/or you are enrolled in courses. Please take note of the deductible amount on your application, as it must be paid prior to receiving any services covered under your insurance plan. Also, keep a copy of your enrollment application for your records.
Below is a list of insurance companies that offer medical insurance for international students. Please review each plan carefully. Hartford Seminary does not offer a medical insurance plan. We do not officially endorse or have a partnership with any of the insurance companies we recommend. Students are free to enroll in any plan they choose as long as it covers what is stated above.
If you have any questions or need assistance with the enrollment process, please contact the Executive Assistant to the Dean/Coordinator of International Student and Scholar Services at 860-509-9553 or at firstname.lastname@example.org
Please view the following video designed to educate international students on the healthcare system in the United States: http://www.internationalstudentinsurance.com/explained/us-healthcare-system-video.php. Subtitles are in Spanish, Portuguese, Arabic, Chinese and English.
We advise all international students to apply for healthcare coverage through Access Health CT. Please use the online help feature or call 1-855-909-2428 for assistance enrolling in a healthcare plan.
Access Health CT
Health Plan: Patriot America (through International Medical Group)
The plan covers the items listed above. This coverage does not cover immunizations, routine doctor’s visits such as physicals, prescriptions, and pre-existing conditions. For a complete list of services, treatments and/or conditions covered and not covered under this plan, please review the plan brochure at http://producer.imglobal.com/ProducerDocuments.ashx?documentId=1807&a=177457
Collegiate Risk Management
Health Plan: Health Insurance for International Students
Please call 1-800-922-3420 or email CRM@collegiaterisk.com to speak to a representative about the services, treatments and/or conditions covered and not covered under this plan.
Gateway (International Medical Group)
Health Plan: Gateway USA
The plan covers the items listed above. This coverage does not cover immunizations, routine doctor’s visits such as physicals, prescriptions, and pre-existing conditions. For a complete list of services, treatments and/or conditions covered and not covered under this plan, please review the plan brochure at http://www.gatewayplans.com/travel-medical-insurance/gateway-usa or call
1-877-808-7434 to speak to a representative.
United Health Care
Please call 1-800-767-0700 for information on health plans for international students.