At Hartford Seminary, we understand that funding your education is of high importance. We do not want finances to stand in your way. That’s why we offer financial assistance based on need. Through a combination of loans and grants, we hope to help you make your path to Hartford Seminary a little clearer.
Federal Direct Loans and Other Loan Options
COVID-19 Need-Based Grants
Limited financial aid in the form of grants is available to matriculated students enrolled in Hartford Seminary’s Master of Arts, Cooperative Master of Divinity, Islamic Chaplaincy (full combined Master of Arts/Graduate Certificate program and Graduate Certificate only program), and Doctor of Ministry programs. Eligible students (typically, U.S. citizens) applying for need-based grants must complete the Free Application for Federal Student Aid (FAFSA) available at www.FAFSA.ed.gov. The Hartford Seminary school code is G01387.
The deadlines for first round consideration for need-based aid for the academic year, which begins with the fall semester, are:
April 1 – Master of Arts, Cooperative Master of Divinity and Graduate Certificate in Islamic Chaplaincy Students (New and Continuing)
June 1 – Doctor of Ministry Students (New and Continuing)
After June 1 – All funds awarded on an as available basis
Financial aid applications received after June 1 will be considered if funds are available. Students who are admitted to eligible programs mid-year may also apply for funds.
Students are required to reapply for financial aid each year. Students are not guaranteed financial aid even if they received aid the previous year, and must maintain better than a B- grade point average to maintain eligibility.
Students with special financial concerns or with a change in financial circumstances are encouraged to contact the Financial Aid Office at 860-509-9545 for more information.
To apply for need-based financial aid from Hartford Seminary, fill out the form at the link here:
Domestic students who are matriculated in a degree program may apply for Federal Stafford Loans through the William D. Ford Federal Direct Loan Program. Students in the following programs may qualify for federal financial aid: Master of Arts, Islamic Chaplaincy Program (full combined Master of Arts/Graduate Certificate program and Graduate Certificate only program), Cooperative Master of Divinity, and Doctor of Ministry. Students must be registered for at least 6 credits per semester in order to qualify for federal loans.
Graduate Certificate students (other than those in Islamic Chaplaincy), Special Students and Auditors are not eligible for Federal Loans.
Hartford Seminary is authorized to certify student eligibility for loans under the William D. Ford Federal Direct Loan Program. These loans are often called “Stafford” loans. Eligibility depends on the student’s/applicant’s program, its length, their personal financial circumstances and their previous educational borrowing. Federal Direct loans are subsidized by the US Government and are subject to strict regulation.
Hartford Seminary’s Federal School Code School Code (also known as the OPE id) is G01387.
Federal Direct Unsubsidized Loans
The Federal Direct Loans that Hartford Seminary can originate fall into different categories:
Unsubsidized Direct Loans: available to eligible graduate students and on which interest is charged from the moment the loan is made. This loan is not based on financial need.
Effective from 1st July 2012 the Federal Stafford loan limits for graduate students are as follows:
Unsubsidized Stafford: $20,500 Annual
Total Annual: $20,500
The loan limits listed above are not indicative of the financial aid award that students will receive. As mentioned previously, eligibility is based on a variety of factors as determined by the U.S. Department of Education.
To apply for federal financial aid, visit www.hartsem.edu to read the instructions.
If any of your questions about Federal loans have not been addressed by the information presented, please contact Danielle LaVine at email@example.com or 860-509-9511.
Other Types of Loans
Graduate PLUS Loans: available to eligible students to cover any shortfalls in the cost of tuition fees alone (i.e. not for living expenses). In order to be eligible for the Federal PLUS Loan, you must first apply for the maximum Federal Stafford Loan following the application process outlined below. These loans are available through Hartford Seminary.
Private/Commercial Loans: available through U.S. lenders not funded by the U.S. Government. These loans can supplement your Stafford Loan up to the cost of attendance at Hartford Seminary. These loans are the applicant’s/student’s responsibility to research and obtain.
If any of your questions about Federal Financial Aid have not been addressed by the information presented, please contact the federal financial aid administrator, at 860-509-9511
Due to the COVID-19 pandemic, the Seminary has received additional federal funds as part of the CARES Act Higher Education Emergency Relief Fund (HEERF). The Seminary has allocated a portion of these funds to be used for a one-time need-based grant to students for expenses related to the disruption of campus operations due to the pandemic. Distribution of these funds will be done on a first-come first-served basis until exhausted.
Grants will not exceed $500 per student for the 2020-21 award year.
To be considered all of the following criteria must be met:
- Must be enrolled at least half-time in an eligible program (defined below), and enroll in at least one synchronous Zoom course during the 2020-21 academic year:
|Eligible Program||Minimum Credits|
|Doctor of Ministry||3|
|MA in Religious Studies||6|
|MA in Transformative Leadership and Spirituality||6|
|PhD in Islamic Studies and Christian-Muslim Relations||6|
|Graduate Certificate in Islamic Chaplaincy||6|
- Must have a completed, error free, 2020-21 FAFSA on file and meet all eligibility to participate criteria as defined under section 484 of the Higher Education Act.
- Must have experienced unanticipated expenses/loss of income due to COVID-19
To apply, submit the completed form to the Registrar’s Office.